Eligibility

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You must be at least 18 years of age and legally capable of entering into binding agreements to use this Website or request our services.

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You should consult your own financial advisor, attorney, accountant, or other qualified professional before making financial decisions.

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Mortgage Information

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Mortgage rates, loan programs, fees, eligibility requirements, and lending guidelines are subject to change without notice.

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Loan approval depends on many factors, including but not limited to:

• Credit history

• Income

• Employment

• Assets

• Property eligibility

• Debt-to-income ratio

• Underwriting requirements

• Applicable lending guidelines

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Nothing on this Website guarantees approval or specific loan terms.

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User Responsibilities

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By using this Website, you agree to:

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• Provide truthful and accurate information

• Update information when necessary

• Use the Website only for lawful purposes

• Not attempt to interfere with Website security or functionality

• Not submit false or misleading information

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Electronic Communications

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By submitting a form or contacting 3E Lending through this Website, you consent to receive communications related to your inquiry, including emails, phone calls, and text messages where permitted by law.

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Your consent is not a condition of obtaining a loan or purchasing any product or service.

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Intellectual Property

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All Website content, including but not limited to:

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• Text

• Graphics

• Logos

• Icons

• Images

• Videos

• Design

• Layout

• Trademarks

• Software

 

is the property of 3E Lending or its licensors and is protected by applicable intellectual property laws.

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No content may be copied, reproduced, modified, distributed, or republished without prior written permission.

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Third-Party Services

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Our Website may include links to or integrate with third-party services, including mortgage application platforms, calculators, analytics providers, or other resources.

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3E Lending is not responsible for the content, availability, or privacy practices of third-party websites or services.

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Use of third-party services is subject to their own terms and policies.

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Website Availability

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We strive to keep our Website available and accurate; however, we do not guarantee uninterrupted access or that the Website will always be error-free or free from harmful components.

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We reserve the right to modify, suspend, or discontinue any part of the Website at any time without prior notice.

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Limitation of Liability

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To the fullest extent permitted by law, 3E Lending shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from or relating to:

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• Your use of the Website

• Inability to access the Website

• Reliance on Website content

• Errors or omissions in Website content

• Technical failures or interruptions

• Third-party services or websites

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Your use of this Website is at your own risk.

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Indemnification

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You agree to defend, indemnify, and hold harmless 3E Lending, its owners, employees, contractors, affiliates, and service providers from any claims, losses, liabilities, damages, costs, or expenses arising out of your use of the Website or your violation of these Terms.

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Privacy

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Your use of this Website is also governed by our Privacy Policy, which explains how we collect, use, and protect your information.

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Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the State of Texas, without regard to its conflict of law principles.

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Any legal action arising from these Terms shall be brought in a court of competent jurisdiction located in Texas, unless otherwise required by applicable law.

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Changes to These Terms

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We reserve the right to update or modify these Terms at any time.

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Changes become effective when posted on this Website. Continued use of the Website after changes are posted constitutes acceptance of the revised Terms.

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Contact Information

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If you have questions regarding these Terms of Service, please contact us:

3E Lending

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Email: Kimberli@3ELending.com

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Business Address: 1539 S. Mason Rd. Ste. 66, Katy, TX  77450.

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Acceptance of Terms

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By accessing or using this Website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.

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