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Jumbo Financing for Luxury Properties

Expand your real estate horizons with financing that transcends standard conforming limits. Our Jumbo loans are tailored for high-value investments, offering flexible terms and competitive rates for your dream residence.

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Qualifications

High-Balance Loan Eligibility Standards

Non-QM high-balance loans provide the flexibility needed for luxury property markets by moving beyond standard conforming limits. To qualify, borrowers must meet specific financial benchmarks designed to ensure stability in high-value investments.

Credit & Reserves

Minimum credit scores typically start at 660. Lenders often require 6-12 months of liquid reserves (P&I) to cover high-value property carry costs.

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Loan-to-Value (LTV)

Qualification usually allows LTV ratios up to 80-90% depending on the loan amount, with tiered requirements as the balance increases toward $3M+.

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Asset Income Docs

We offer flexible verification paths, including Bank Statement programs or Asset Depletion, to prove repayment ability without standard tax returns.

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Loan Inquiry

Find the right financing for your next loan on property.

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Non-QM Loan Experts

Tailored Lending for Complex Scenarios

Standard loans don’t always tell the whole story. Whether you are self-employed, an investor, or have unique income streams, our advisors specialize in finding the path forward.

Why Non-QM?
  • Bank Statement Programs
  • DSCR for Investors
  • Asset Depletion Options
  • Recent Credit Event Flexibility
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